Mortgage Payment Calculator for Homes

Estimate your monthly mortgage payments in real time with Property.ca’s trusted mortgage payment calculator—ideal for buyers across Toronto, Vancouver, Calgary, and beyond.

Mortgage Details
10%
    years
      Additional Expenses
      Total Mortgage
      i
      $720,000
      Mortgage Payment
      $3,526
      Principal & Interest
      $3,420
      Insurance Premium
      $106
      Additional Expenses
      $500
      Monthly

      Total Payment
      $4,026
      Monthly
      Know your buying power before you start shopping.
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      Search the newest property listings across Toronto, Vancouver, Calgary, and more.
      Find your Perfect Home

      Easy to Use Mortgage Calculator

      Smart, fast, and tailored to you—Our mortgage tool delivers personalized estimates to help you plan your home purchase with confidence.

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      Real-Time Numbers for Real-Time Decisions

      Make better moves, faster. Instantly see what you can afford based on today's rates, your down payment, and monthly budget.

      The Right Mortgage for the Right Home

      Use your results to explore homes that match your buying power. Stay within budget and get connected to expert agents who can help you close the deal.

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      Mortgage Calculator About

      Property.ca Mortgage Payment Calculator

      The Property.ca Mortgage Payment Calculator is a user-friendly tool that helps buyers estimate monthly mortgage payments based on real-time property prices, interest rates, and down payments. Designed for both homes and properties across Canada, it's a go-to resource for buyers navigating competitive markets like Toronto, Vancouver, and Calgary.

      Whether you're a first-time homebuyer or planning your next move, the calculator gives you instant insights into what’s financially realistic—before you even speak to a lender. It simplifies affordability planning, helping you budget smarter from the start.

      Take the guesswork out of mortgage planning and move forward with confidence—powered by Property.ca.

      Frequently Asked Questions

      Our mortgage calculator provides reliable estimates for monthly payments based on your purchase price, down payment, interest rate, and amortization period. While it’s a strong planning tool, it doesn’t account for lender-specific rules or your individual credit profile. For the most accurate results, it’s best to speak directly with a mortgage specialist or advisor.

      To ensure a highly accurate mortgage rate use our Home Value Estimator tool. It will provide the most accurate, AI powered insights into what the homes you are interested in will be worth. This will allow for an accurate result/rate from the mortgage calculator.