Welcome to 20 Ontario Avenue, a versatile and income-producing legal non-conforming duplex located in the heart of Hamilton's sought-after Stinson neighbourhood. This well-maintained property blends historic charm with valuable modern upgrades, including a durable stone-coated steel roof (2011) and two separate furnaces, providing individual heating control for each unit - ideal for both owner-occupiers and tenants. With three separate hydro meters - one dedicated to the basement - there's excellent potential to convert the property into a legal triplex, offering added flexibility and future income. The upper unit is spread over two levels, connected by a beautiful spiral oak staircase, and is currently tenanted and generating $1,560/month, while the lower unit has been stylishly renovated, making it perfect for owner-use or attracting high-quality renters. Additional highlights include updated front steps, brand new laundry machines upstairs, and 10-year-old flooring and carpets in excellent condition. The upper unit also features a 15-year-old central air conditioning system. Set on a charming tree-lined street in one of Hamilton's most walkable and transit-connected areas, 20 Ontario Ave presents a rare opportunity for investors, multi-generational families, or house hackers looking to grow equity in a thriving urban community. Bonus for buyers: Found Spaces Property Management is offering 6 months of complimentary property management services with the purchase of this home.